Life cover
Money for your loved ones if you die during the policy term, helping with bills or the mortgage.
Book a free consultationFREE MORTGAGE CONSULTATION
A completely free consultation to talk through your mortgage needs, with access to 105+ lenders and 11,000+ products. I've spent 17 years in mortgages, starting at Connells in 2009. This is who I send my family to.
Book my free consultation
Chris Schutrups
Founder of The Mortgage Hut
Industry leader and founder of one of the largest mortgage businesses in the UK. Award winning across multiple businesses. CeMAP qualified. Customer centric.
MY PERSONAL INTRODUCTION
The person I trust with my own mortgages. Someone who takes the time to listen, understands what matters to you and makes your options clear. The same personal care I'd want for my family.
Simon has worked for The Mortgage Hut for a number of years. With outstanding Google reviews from customers across the UK, you know you are in the best hands with their award-winning brokers.

AS FEATURED IN
THE FIGURES
Simon's client success rate
82%National average
31%Success rate as reported by the adviser. National figure is the UK market average.
11,000+ mortgage products
A NOTE FROM ME
I founded my first mortgage business in 2011 and grew it into one of the UK's largest. I don't give mortgage advice myself anymore. When friends, family and my own network ask who to speak to, the answer is always the same: Simon Ladd. Simon now handles my own mortgages and my family's. That tells you how much I trust him.
He is an award-winning adviser who goes the extra mile. You get a real person who knows the market, not a call centre.
MORTGAGE OPTIONS
Getting on the ladder, gifted deposits, guarantor and shared ownership.
Buying your next place and moving your mortgage with you.
Your deal is ending. Let's make sure you are not paying more than you need to.
Sole traders, contractors and company directors, including one year of accounts.
Your first rental or growing a portfolio.
Missed payments, CCJs, defaults or low credit scores. Ask anyway.
THREE STEPS
Fill in the short form. It takes about a minute.
I pass your details straight to Simon personally, usually the same day.
Simon calls you, works out your options and explains everything clearly before you commit to anything.
YOUR INTRODUCTION
Tell me a little about you. I'll pass your details to Simon personally and he'll be in touch.
PROTECTION
Whether or not you go ahead with a mortgage, ask Simon about protection. I nearly lost my life in February this year. It is the thing nobody thinks they need until they do.
Money for your loved ones if you die during the policy term, helping with bills or the mortgage.
Book a free consultationA lump sum if you are diagnosed with a serious illness covered by your policy.
Book a free consultationRegular payments to help with everyday costs if illness or injury stops you working.
Book a free consultationCover depends on your circumstances and the policy terms, conditions and exclusions. Simon can explain your options.
If you need a will, don't overpay for one. My wealth management team will sort a free will for anyone I refer.
BEFORE YOU ASK